Easy First 5 Steps in Buying a Home
Here are the first 5 things you need to do to buy a home in an easy to follow list:
1. Saving for the down payment
You will need to have a good bit saved up for your down payment, so start saving as soon as you can! Depending on the type of loan, down payment's can vary.
2. Find a Lender
Compare Lenders to see what they offer. What type of fees they charge, and or what their overall cost will consist of? Shop around and compare them and use the best one that fits all your needs and has right loan type for you.
3. Calculate what you can afford
Most Lenders will help you through this process. They will need income documentation to help come up with a good affordable payment for you! A lot of this is based on your debt to income
4. Get Pre-Qualified
After you have gotten all the information and documentation to your lender, they will be able to get you pre-qualified for a home!
5. Find the perfect home
Finally, the best part! You get to start the home search process! Get yourself a quality Realtor, me! They will help make the process much easier and a little less stressful, and come up with a great plan to help you find that home. Call me today!
Good luck and happy home hunting!